Leasing by Migros Bank

Easy.

Transparent.

Personal.

Leasing by

Lease with Migros Bank

Our leasing is easy, transparent and completely online.

Thanks to our partnership with Migros Bank, we are able to provide thousands of used and new cars of all brands, while assuring the flexibility of a lease that’s tailored to your needs.

Online process

100% digital process assured by a dedicated advisor. Sign digitally, from the comfort of your sofa. Or if you prefer in any Migros Bank Branch.

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Relax and drive

From insurance to tire storage, we provide everything you need for a leasing experience sans frustration.

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Instant, transparent price

No back and forth. Choose your car and configure the lease. The price you see is the price you get.

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About Leasing

Increasingly, more people are interested in leasing in Switzerland. About half of the new cars in Switzerland are leased, and this number is growing. So why is this number growing and why do people lease? Let's have a closer look!

The advantages of leasing

Flexibility to change car

Leasing a car means you always get to drive around in a sweet new ride.

Budget your expenses better

Having a budget will help you achieve your goals and prevent expenses from getting out of hand.

Few upfront costs

Leasing allows you to get into a car with very few “upfront” costs. With gowago.ch you can lease a car with 0 upfront cost.

Driving of the future

No investment losses. By paying a monthly fee, you decide how to invest your money.

How to lease with Migros Bank

Thanks to gowago.ch and Migros Bank, finding a leasing is as easy as child’s play. Discover the fast and easy way to lease the car of your dreams.

Step 1

Find your car

Choose the car of your dreams and build a lease that suits your needs.

gowago.ch offer the largest selection of new and used cars ready to drive at monthly prices in Switzerland. So you are sure to find the right deal for you. Once you have found a car that you like, you can choose the conditions that fit your needs.And if you find a car elsewhere, you can still benefit from our attractive leasing rates by requesting a leasing quote.

View all cars Get a leasing quote on any car

Step 2

Leasing application

Check your eligibility and apply online.

Apply from the comfort of your own home. A dedicated gowago.ch Advisor will work with you throughout the leasing application. Thanks to our partner Migros Bank, the process will be easy, and your data will be treated confidentially.

Check your eligibility Calculate your lease budget

Step 3

Sign the contract

Sign the leasing contract and hit the road.

Once your application has been verified, you will receive a contract, which you can sign completely digitally. Your leasing contract is provided by Migros Bank, where gowago.ch is the bank's representative for all questions, communications, and contacts.

Step 4

Lease extension, potential purchase, or return

At the end of the lease one of three things can happen - you request to extend your lease, you request an offer to purchase, or you return the car.

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Frequently asked questions

Is it possible to increase my deposit during the leasing period to reduce the monthly payment?

Leasing is fixed and generally cannot be changed during it's duration. If you have a question about a leasing contract you have received, do not hesitate to contact us and we will assist you with your questions.

Who owns the car during the leasing?

Migros Bank owns the car for the duration of the lease. At the end of the lease one of three things can happen - you request to extend your lease, you request an offer to purchase, or you return the car. Make sure to let your gowago.ch advisor in advance in case you are interested in buying the car at the end of your lease.

What happens if I go over the annual mileage?

Your mileage will be determined at the beginning of your lease.
You pay extra per kilometre if you exceed the total number of kilometres over your lease period. If you request to buy the car at the end of your lease and if your request is granted, then we waive the extra mileage fees. If you have an All-in-one package, you also pay extra for servicing and tyre changes that happen after you exceed the allowance.

Is the monthly leasing payment fixed?

When you first visit gowago.ch, the monthly prices are set to 48 months, with a 15% down payment, and 10'000 km/year. You can use our calculator to change the contract duration, annual mileage and down payment, to get your desired monthly price. The price we display is the prices you'll get and they are exclusive gowago.ch prices.

Can I buy the car after the lease ends?