About your insurance policy

This guide is a short summary of your insurance policy, a full details of the insurance cover and its restrictions can be found in the Insurance General Terms and Conditions.

Your exact insurance cover and individual details, such as the agreed sum insured, can be found in the insurance policy mailed to you by Baloise Insurance.

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All-in-one customer service:
+41 44 505 11 18

Your insurance policy

Period of validity and geographical scope

You’re covered for your entire All-in-one contract. The insurance cover will start the day you pick up the car and will end the day you return your car at the end of the lease. If you want to extend your coverage because you’ll renew the lease or buy the car, please contact customer service.

The insurance covers loss or damage that was caused during the term of the policy. The insurance cover is valid in Europe and the Mediterranean littoral countries, excluding Kosovo, the Russian Federation, Georgia, Armenia, Azerbaijan and Kazakhstan. If the vehicle is transported by sea, then the insurance cover remains in effect provided the departure and destination points are both within this territory.

What’s included in your insurance policy

Third-party liability insurance

This insurance covers personal injury or damages caused with your car by you or a person you’re responsible for.

Third-party liability insurance also covers the costs of justly asserted claims and of defence against unjustly asserted liability claims.

  • 0 CHF deductible (CHF 1000 for drivers under 25 years of age)
  • Insured amount: CHF 100 million

Partial cover

Partial casco insurance covers damages to your car that you have not caused yourself.

This includes damage caused by fire, natural hazards, vandalism, glass breakage, marten bites, collisions with animals and theft.

  • CHF 0 deductible for repairs at any garage recommended by Baloise.
  • CHF 300 deductible for repairs at non-partner garages.

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Collision insurance (full casco)

Full casco insurance is the combination of partial casco and collision insurance.

Collision insurance pays for damage to your car that you have caused yourself such as accidental scratches to the car body or damage from an impact.

Full casco insurance (partial cover + collision insurance) must be taken out when leasing a car in Switzerland.

  • CHF 200 deductible for repairs at any garage recommended by Baloise or official brand garage.
  • CHF 500 deductible for repairs at non-partner garages.

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Breakdown assistance

You’re covered in the event that your car breaks down.

This includes the cost of on-site breakdown assistance, the towing of the car to the nearest garage, return travel to your home or overnight accommodation for all occupants if you are not able to return. If you have to continue your journey, the costs are covered to a certain extent.
The cover also includes return transport of the car after a breakdown, accident, or theft.

Using your insurance services

You can contact Basler customer service via phone, email or chat. You’ll be asked to provide your insurance contract number (Versicherungsvertrag) that can be found on the policy document you received through the mail from Basler at the beginning of your lease. If you don’t have access to it you will be able to be identified by providing your full name, address and the licence plate number for the car covered by your All-in-one package.

See our Make an insurance claim page

Partnered with
All prices and car imagery are for illustrative purposes, and may differ from the prices and vehicle models offered by sellers. GOWAGO AG provides a service that connect you with automotive sellers. GOWAGO AG is not responsible for the securing of vehicles. GOWAGO AG does not issue credit; all leasing arrangements are between your and the seller. VAT is included in these prices (subject to price, interest and tax rate changes). The granting of credit is not allowed if it results in over-indebtedness of the consumer.