Leasing review order
Am I still covered if I’m late with a payment?
If you are a few days late with your payment you will still be covered, but you must settle as soon as possible.
If you fail to pay your All-in-one invoice for 2 months, gowago.ch has the right to terminate the contract and start a debt collection process. In this case, the insurance provider will be notified and the cover of insurance is lost. This may result in the leasing contract being terminated by the leasing bank.
If you fail to pay your leasing instalment you will still owe the bank interest on arrears in the amount as well as compensation for further damage caused by the late payment. In addition, you will have to pay reminder fees of CHF 10.00 for a 1st reminder and CHF 20.00 for a 2nd and each subsequent reminder.
Can I apply for leasing from one person to another?
Unfortunately, we do not offer leasing services between two private individuals at gowago.ch.
Can I arrange the roadside assistance or towing service myself?
You must contact Baloise to benefit from the services of your insurance.
Roadside assistance carried out by a provider that is not partnered with Baloise will not be fully covered by your insurance policy. Baloise will pay up to CHF 300 for roadside assistance carried out by a provider they are not partnered with.
In the event that you’re asked to pay for services, please send your receipt to All-in-one customer services so we can issue a refund to you.
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