Back

Apply for a lease

Conditions to get a leasing

You must meet the following criteria to be eligible for a lease:

  • Swiss or resident
    You are a Swiss citizen or hold a B / C type residence permit and have been living in Switzerland for at least 3 months. We will ask you for an identification document and/or residence permit to confirm this.
  • No debt enforcements
    No debt collection requests were issued against you for having missed payments.
  • Age
    18 years or older, but no older than 70 at the end of your contract.
  • Employed
    Employed with an indefinite contract and receiving a steady income. We'll ask for the 3 latest salary slips to confirm this or the 6 last salary slips if your contract is hourly based.
  • Sufficient funds
    Enough disposable income to cover your monthly payments once you deduct your monthly costs (housing, health insurance, etc.) from your income.

Before you get too far in the process, answer a few simple questions to check whether you meet these requirements. This will help you understand your chances of getting a lease.

Check your eligibility

You must provide proof of swiss identity (Permit B or C for foreigners).

Learn more about the requirements here

You can be refused a leasing contract if you have outstanding debt collection or unpaid debts (promissory notes). However, if you used to have debt collection or promissory notes, but now everything is resolved, a leasing bank may still approve an application. However, the probability is rather low.

Application process

  1. Checkout online
    Submit your order by sharing your contact and employment information, identification document and 3 salary slips.
    Optionally, if you need to trade in your current car, provide us with the car information and pictures.
  2. Order processing
    We’ll check if you meet the eligibility criteria and then reserve your car so nobody else buys it. This may take between 1 to 3 workdays.
  3. Contract
    That’s it! We’ll send you the contract for a signature. Usually, within two weeks your car is ready for pickup or home delivered.

Usually the whole process takes between 1 and 2 weeks. However, the earlier we receive the necessary documents, the better the chances of getting the leasing contract earlier.

As soon as you complete all steps of the application, an advisor will validate all your documents and proceed to reserve the car at our partner location. This should take no more than 1 working day.

Once the car is reserved, we will send you a confirmation.

In the unlikely scenario, that the car is no longer available, we will make sure to offer you alternatives. However, this is a rare case, and the car should not become unavailable after you complete all steps of the application.

You have the possibility to test drive the car after submitting your non-binding application. Please inform your advisor and they will arrange everything for you.

When you order a car by completing our online application, you're asked to give permission to gowago.ch to begin the pre-contractual process for securing your car and financial products. This includes performing credit checks, working with our partners to verify your eligibility for a loan, and producing contracts for your car and the included services.
You still have the opportunity to cancel your application at anytime before signing the contracts.

Other questions

Yes, you can benefit from your fleet (employee) discount on most new cars (BMW, Mini, Audi, VW, Skoda, Mercedes-Benz and more).
Email us at sales@gowago.ch, and we'll check if your discount applies to this car and calculate the final price.
Most cars eligible for fleet discount will be flagged on the car details page. See all cars with fleet discount here.

Yes, start your online application for the car of your choice and enter your promo code directly when you apply online.

gowago.ch offers you the possibility to trade in your old car. To do so you can submit a trade in request while completing your new car order. You will receive a free trade in price estimate within a working day.

You can contact us to get an offer for a car that that is not currently available on gowago.ch by email: sales@gowago.ch or phone: +41 44 461 13 44

Cars can't be reserved over several months most of the times. We advise you to start your application between 2 weeks and one month before the planned date for your desired car.

If you want to order a new car it will depend on the delivery time of the manufacturer. In this case we recommend getting in touch with us as soon as possible.

We promote good communication between all parties. Write us an email or call us so we can close your application and let the dealership know.

If you need help in your car search please contact our advisors:
info@gowago.ch
+41 43 508 12 87

Can’t find what you’re looking for?

or call us +41 44 461 13 44

Can’t find what you’re looking for?

or call us +41 44 461 13 44

Similar FAQ topics

About leasing

16 answers

About All-in-one

18 answers

Receiving my car

7 answers

Electric cars

3 answers

Partnered with
Migros Bank
Basler
Touring Club Schweiz
Fleet Service
The granting of credit is not allowed if it results in over-indebtedness of the consumer.