Apply for a lease
Conditions to get a leasing
What are the conditions to get a lease?
You must meet the following criteria to be eligible for a lease:
- Swiss or resident
You are a Swiss citizen or hold a B / C type residence permit and have been living in Switzerland for at least 3 months. We will ask you for an identification document and/or residence permit to confirm this.
- No debt enforcements
No debt collection requests were issued against you for having missed payments.
18 years or older, but no older than 70 at the end of your contract.
Employed with an indefinite contract and receiving a steady income. We'll ask for the 3 latest salary slips to confirm this or the 6 last salary slips if your contract is hourly based.
- Sufficient funds
Enough disposable income to cover your monthly payments once you deduct your monthly costs (housing, health insurance, etc.) from your income.
Before you get too far in the process, answer a few simple questions to check whether you meet these requirements. This will help you understand your chances of getting a lease.
What documents do I need to request a leasing?
Can I get a lease if I am in debt?
You can be refused a leasing contract if you have outstanding debt collection or unpaid debts (promissory notes). However, if you used to have debt collection or promissory notes, but now everything is resolved, a leasing bank may still approve an application. However, the probability is rather low.
What is the application process for getting a car?
- Checkout online
Submit your order by sharing your contact and employment information, identification document and 3 salary slips.
Optionally, if you need to trade in your current car, provide us with the car information and pictures.
- Order processing
We’ll check if you meet the eligibility criteria and then reserve your car so nobody else buys it. This may take between 1 to 3 workdays.
That’s it! We’ll send you the contract for a signature. Usually, within two weeks your car is ready for pickup or home delivered.
How long does the process take?
Usually the whole process takes between 1 and 2 weeks. However, the earlier we receive the necessary documents, the better the chances of getting the leasing contract earlier.
Is the car reserved for me once I completed all steps of the application?
As soon as you complete all steps of the application, an advisor will validate all your documents and proceed to reserve the car at our partner location. This should take no more than 1 working day.
Once the car is reserved, we will send you a confirmation.
In the unlikely scenario, that the car is no longer available, we will make sure to offer you alternatives. However, this is a rare case, and the car should not become unavailable after you complete all steps of the application.
Can I test drive a car?
You have the possibility to test drive the car after submitting your non-binding application. Please inform your advisor and they will arrange everything for you.
Is my request sent through gowago.ch binding?
When you order a car by completing our online application, you're asked to give permission to gowago.ch to begin the pre-contractual process for securing your car and financial products. This includes performing credit checks, working with our partners to verify your eligibility for a loan, and producing contracts for your car and the included services.
You still have the opportunity to cancel your application at anytime before signing the contracts.
Can I benefit from a fleet discount?
Yes, you can benefit from your fleet (employee) discount on most new cars (BMW, Mini, Audi, VW, Skoda, Mercedes-Benz and more).
Email us at email@example.com, and we'll check if your discount applies to this car and calculate the final price.
Most cars eligible for fleet discount will be flagged on the car details page. See all cars with fleet discount here.
I have a promo code, can I use it?
Yes, start your online application for the car of your choice and enter your promo code directly when you apply online.
Can I trade in my old car?
gowago.ch offers you the possibility to trade in your old car. To do so you can submit a trade in request while completing your new car order. You will receive a free trade in price estimate within a working day.
Is it possible to lease a car that is not on gowago.ch?
You can contact us to get an offer for a car that that is not currently available on gowago.ch by email: firstname.lastname@example.org or phone: +41 44 461 13 44
Is it possible to apply for a lease on a vehicle that we want to have in several months?
Cars can't be reserved over several months most of the times. We advise you to start your application between 2 weeks and one month before the planned date for your desired car.
If you want to order a new car it will depend on the delivery time of the manufacturer. In this case we recommend getting in touch with us as soon as possible.
I am no longer interested in the car, should I tell gowago.ch?
We promote good communication between all parties. Write us an email or call us so we can close your application and let the dealership know.
I need help in my car search, who can I contact?
If you need help in your car search please contact our advisors:
+41 43 508 12 87
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